Call reports 2017
INDUS AMERICAN BANK — 2017
What INDUS AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,234,000 | 239,329,000 | 230,388,000 | 231,155,000 |
| Total loans | 194,809,000 | 201,109,000 | 197,785,000 | 196,114,000 |
| Allowance for loan losses | 2,079,000 | 2,146,000 | 2,133,000 | 2,160,000 |
| Securities available for sale | 7,088,000 | 6,812,000 | 6,447,000 | 6,109,000 |
| Securities held to maturity | 18,394,000 | 18,220,000 | 8,611,000 | 8,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,633,000 | 189,682,000 | 188,104,000 | 190,262,000 |
| Interest-bearing deposits | 175,527,000 | 169,913,000 | 167,876,000 | 169,474,000 |
| Noninterest-bearing deposits | 20,106,000 | 19,769,000 | 20,228,000 | 20,788,000 |
| Equity capital | 18,984,000 | 18,913,000 | 19,368,000 | 19,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,791,000 | 5,660,000 | 8,599,000 | 11,406,000 |
| Interest expense | 640,000 | 1,296,000 | 1,977,000 | 2,608,000 |
| Net interest income | 2,151,000 | 4,364,000 | 6,622,000 | 8,798,000 |
| Noninterest income | 366,000 | 480,000 | 662,000 | 831,000 |
| Noninterest expense | 2,719,000 | 5,090,000 | 7,158,000 | 9,422,000 |
| Provision for loan losses | 104,000 | 184,000 | 199,000 | 199,000 |
| Pretax income | -306,000 | -430,000 | 40,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | -306,000 | -430,000 | 40,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,983,000 | 18,858,000 | 19,305,000 | 19,383,000 |
| Total capital | 21,062,000 | 21,004,000 | 21,438,000 | 21,543,000 |
| Risk-weighted assets | 196,103,000 | 204,422,000 | 191,509,000 | 192,527,000 |