Call reports 2026
CHARLES SCHWAB BANK, SSB — 2026
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 242,914,000,000 | 250,828,000,000 |
| Total loans | 57,585,000,000 | 67,279,000,000 |
| Allowance for loan losses | 36,000,000 | 37,000,000 |
| Securities available for sale | 50,216,000,000 | 48,143,000,000 |
| Securities held to maturity | 111,674,000,000 | 110,863,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 219,912,000,000 | 225,247,000,000 |
| Interest-bearing deposits | 219,576,000,000 | 224,888,000,000 |
| Noninterest-bearing deposits | 336,000,000 | 359,000,000 |
| Equity capital | 18,260,000,000 | 18,096,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,462,000,000 | 3,002,000,000 |
| Interest expense | 207,000,000 | 414,000,000 |
| Net interest income | 1,255,000,000 | 2,588,000,000 |
| Noninterest income | 13,000,000 | 24,000,000 |
| Noninterest expense | 228,000,000 | 459,000,000 |
| Provision for loan losses | 0 | 1,000,000 |
| Pretax income | 1,038,000,000 | 2,134,000,000 |
| Income tax | 235,000,000 | 481,000,000 |
| Net income | 803,000,000 | 1,653,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,474,000,000 | 27,085,000,000 |
| Total capital | 27,512,000,000 | 27,124,000,000 |
| Risk-weighted assets | 80,839,000,000 | 89,849,000,000 |