Call reports 2024
CHARLES SCHWAB BANK, SSB — 2024
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 286,704,000,000 | 273,816,000,000 | 272,674,000,000 | 275,425,000,000 |
| Total loans | 40,178,000,000 | 41,542,000,000 | 42,521,000,000 | 44,184,000,000 |
| Allowance for loan losses | 32,000,000 | 19,000,000 | 20,000,000 | 21,000,000 |
| Securities available for sale | 89,391,000,000 | 82,138,000,000 | 78,935,000,000 | 72,537,000,000 |
| Securities held to maturity | 133,908,000,000 | 131,235,000,000 | 128,419,000,000 | 125,475,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,272,000,000 | 224,023,000,000 | 222,165,000,000 | 231,315,000,000 |
| Interest-bearing deposits | 238,011,000,000 | 223,756,000,000 | 221,968,000,000 | 231,159,000,000 |
| Noninterest-bearing deposits | 261,000,000 | 267,000,000 | 197,000,000 | 156,000,000 |
| Equity capital | 16,695,000,000 | 17,384,000,000 | 19,606,000,000 | 19,700,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000,000 | 3,403,000,000 | 5,060,000,000 | 6,655,000,000 |
| Interest expense | 1,266,000,000 | 2,497,000,000 | 3,743,000,000 | 4,674,000,000 |
| Net interest income | 483,000,000 | 906,000,000 | 1,317,000,000 | 1,981,000,000 |
| Noninterest income | 5,000,000 | 12,000,000 | 23,000,000 | 25,000,000 |
| Noninterest expense | 265,000,000 | 506,000,000 | 742,000,000 | 966,000,000 |
| Provision for loan losses | -5,000,000 | -18,000,000 | -17,000,000 | -16,000,000 |
| Pretax income | 219,000,000 | 411,000,000 | 587,000,000 | 1,018,000,000 |
| Income tax | 52,000,000 | 97,000,000 | 137,000,000 | 205,000,000 |
| Net income | 167,000,000 | 314,000,000 | 450,000,000 | 813,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,944,000,000 | 32,091,000,000 | 32,225,000,000 | 32,584,000,000 |
| Total capital | 31,977,000,000 | 32,111,000,000 | 32,246,000,000 | 32,606,000,000 |
| Risk-weighted assets | 81,261,000,000 | 80,450,000,000 | 79,464,000,000 | 78,134,000,000 |