Call reports 2023
CHARLES SCHWAB BANK, SSB — 2023
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 347,185,000,000 | 329,351,000,000 | 301,828,000,000 | 304,549,000,000 |
| Total loans | 39,911,000,000 | 39,911,000,000 | 40,073,000,000 | 40,110,000,000 |
| Allowance for loan losses | 74,000,000 | 75,000,000 | 54,000,000 | 38,000,000 |
| Securities available for sale | 123,071,000,000 | 110,587,000,000 | 97,192,000,000 | 95,363,000,000 |
| Securities held to maturity | 145,414,000,000 | 142,369,000,000 | 139,030,000,000 | 136,501,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,890,000,000 | 271,772,000,000 | 253,487,000,000 | 257,579,000,000 |
| Interest-bearing deposits | 291,669,000,000 | 271,538,000,000 | 253,293,000,000 | 257,346,000,000 |
| Noninterest-bearing deposits | 221,000,000 | 234,000,000 | 194,000,000 | 233,000,000 |
| Equity capital | 9,777,000,000 | 13,552,000,000 | 13,669,000,000 | 16,079,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000,000 | 3,975,000,000 | 5,870,000,000 | 7,671,000,000 |
| Interest expense | 901,000,000 | 2,334,000,000 | 3,695,000,000 | 5,066,000,000 |
| Net interest income | 1,048,000,000 | 1,641,000,000 | 2,175,000,000 | 2,605,000,000 |
| Noninterest income | 6,000,000 | 11,000,000 | 11,000,000 | 19,000,000 |
| Noninterest expense | 525,000,000 | 739,000,000 | 1,002,000,000 | 1,408,000,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | -20,000,000 | -36,000,000 |
| Pretax income | 523,000,000 | 896,000,000 | 1,167,000,000 | 1,203,000,000 |
| Income tax | 125,000,000 | 211,000,000 | 273,000,000 | 297,000,000 |
| Net income | 398,000,000 | 685,000,000 | 894,000,000 | 906,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,694,000,000 | 31,556,000,000 | 31,765,000,000 | 31,777,000,000 |
| Total capital | 27,769,000,000 | 31,632,000,000 | 31,820,000,000 | 31,816,000,000 |
| Risk-weighted assets | 96,395,000,000 | 94,278,000,000 | 91,481,000,000 | 83,809,000,000 |