Call reports 2022
CHARLES SCHWAB BANK, SSB — 2022
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 434,627,000,000 | 407,901,000,000 | 360,787,000,000 | 348,731,000,000 |
| Total loans | 39,281,000,000 | 41,527,000,000 | 42,253,000,000 | 40,903,000,000 |
| Allowance for loan losses | 28,000,000 | 37,000,000 | 49,000,000 | 73,000,000 |
| Securities available for sale | 235,730,000,000 | 226,471,000,000 | 198,854,000,000 | 126,880,000,000 |
| Securities held to maturity | 93,808,000,000 | 89,275,000,000 | 85,883,000,000 | 148,030,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,650,000,000 | 389,489,000,000 | 349,510,000,000 | 325,993,000,000 |
| Interest-bearing deposits | 412,430,000,000 | 389,295,000,000 | 349,350,000,000 | 325,858,000,000 |
| Noninterest-bearing deposits | 220,000,000 | 194,000,000 | 160,000,000 | 135,000,000 |
| Equity capital | 21,036,000,000 | 17,571,000,000 | 10,352,000,000 | 7,664,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000,000 | 2,961,000,000 | 4,762,000,000 | 6,666,000,000 |
| Interest expense | 14,000,000 | 39,000,000 | 251,000,000 | 769,000,000 |
| Net interest income | 1,368,000,000 | 2,922,000,000 | 4,511,000,000 | 5,897,000,000 |
| Noninterest income | -7,000,000 | -5,000,000 | 0 | 4,000,000 |
| Noninterest expense | 417,000,000 | 852,000,000 | 1,304,000,000 | 1,773,000,000 |
| Provision for loan losses | 10,000,000 | 19,000,000 | 34,000,000 | 58,000,000 |
| Pretax income | 946,000,000 | 2,062,000,000 | 3,175,000,000 | 4,066,000,000 |
| Income tax | 225,000,000 | 490,000,000 | 754,000,000 | 921,000,000 |
| Net income | 721,000,000 | 1,572,000,000 | 2,421,000,000 | 3,145,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,672,000,000 | 31,519,000,000 | 30,468,000,000 | 27,296,000,000 |
| Total capital | 30,701,000,000 | 31,558,000,000 | 30,519,000,000 | 27,370,000,000 |
| Risk-weighted assets | 113,108,000,000 | 111,444,000,000 | 103,671,000,000 | 99,631,000,000 |