Call reports 2021
CHARLES SCHWAB BANK, SSB — 2021
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 351,075,000,000 | 358,095,000,000 | 379,309,000,000 | 420,502,000,000 |
| Total loans | 25,537,000,000 | 29,014,000,000 | 33,187,000,000 | 36,725,000,000 |
| Allowance for loan losses | 18,000,000 | 13,000,000 | 13,000,000 | 18,000,000 |
| Securities available for sale | 297,848,000,000 | 311,557,000,000 | 324,405,000,000 | 335,954,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,356,000,000 | 327,410,000,000 | 349,221,000,000 | 392,695,000,000 |
| Interest-bearing deposits | 328,332,000,000 | 327,184,000,000 | 349,056,000,000 | 392,568,000,000 |
| Noninterest-bearing deposits | 24,000,000 | 226,000,000 | 165,000,000 | 127,000,000 |
| Equity capital | 21,790,000,000 | 27,289,000,000 | 27,570,000,000 | 27,035,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000,000 | 2,228,000,000 | 3,444,000,000 | 4,739,000,000 |
| Interest expense | 11,000,000 | 23,000,000 | 35,000,000 | 48,000,000 |
| Net interest income | 1,090,000,000 | 2,205,000,000 | 3,409,000,000 | 4,691,000,000 |
| Noninterest income | 2,000,000 | 13,000,000 | 17,000,000 | 24,000,000 |
| Noninterest expense | 343,000,000 | 700,000,000 | 1,059,000,000 | 1,426,000,000 |
| Provision for loan losses | -12,000,000 | -17,000,000 | -17,000,000 | -12,000,000 |
| Pretax income | 770,000,000 | 1,547,000,000 | 2,396,000,000 | 3,303,000,000 |
| Income tax | 185,000,000 | 389,000,000 | 574,000,000 | 765,000,000 |
| Net income | 585,000,000 | 1,158,000,000 | 1,822,000,000 | 2,538,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,111,000,000 | 25,184,000,000 | 26,498,000,000 | 28,014,000,000 |
| Total capital | 21,130,000,000 | 25,198,000,000 | 26,512,000,000 | 28,033,000,000 |
| Risk-weighted assets | 96,252,000,000 | 98,604,000,000 | 101,372,000,000 | 104,409,000,000 |