Call reports 2020
CHARLES SCHWAB BANK, SSB — 2020
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 270,245,000,000 | 292,392,000,000 | 307,945,000,000 | 342,023,000,000 |
| Total loans | 19,657,000,000 | 21,050,000,000 | 22,405,000,000 | 23,998,000,000 |
| Allowance for loan losses | 29,000,000 | 30,000,000 | 30,000,000 | 30,000,000 |
| Securities available for sale | 194,082,000,000 | 244,486,000,000 | 264,164,000,000 | 291,439,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,436,000,000 | 267,732,000,000 | 284,311,000,000 | 317,822,000,000 |
| Interest-bearing deposits | 247,421,000,000 | 267,714,000,000 | 284,275,000,000 | 317,808,000,000 |
| Noninterest-bearing deposits | 15,000,000 | 18,000,000 | 36,000,000 | 14,000,000 |
| Equity capital | 18,862,000,000 | 20,960,000,000 | 21,606,000,000 | 22,223,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000,000 | 2,400,000,000 | 3,502,000,000 | 4,605,000,000 |
| Interest expense | 48,000,000 | 58,000,000 | 68,000,000 | 78,000,000 |
| Net interest income | 1,206,000,000 | 2,342,000,000 | 3,434,000,000 | 4,527,000,000 |
| Noninterest income | -7,000,000 | 7,000,000 | 11,000,000 | 19,000,000 |
| Noninterest expense | 289,000,000 | 596,000,000 | 903,000,000 | 1,222,000,000 |
| Provision for loan losses | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Pretax income | 900,000,000 | 1,743,000,000 | 2,534,000,000 | 3,316,000,000 |
| Income tax | 213,000,000 | 414,000,000 | 601,000,000 | 754,000,000 |
| Net income | 687,000,000 | 1,329,000,000 | 1,933,000,000 | 2,562,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,413,000,000 | 16,055,000,000 | 16,648,000,000 | 17,526,000,000 |
| Total capital | 15,445,000,000 | 16,087,000,000 | 16,680,000,000 | 17,558,000,000 |
| Risk-weighted assets | 78,082,000,000 | 85,051,000,000 | 87,019,000,000 | 91,062,000,000 |