Call reports 2019
CHARLES SCHWAB BANK, SSB — 2019
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 222,112,000,000 | 214,529,000,000 | 207,757,000,000 | 216,654,000,000 |
| Total loans | 16,633,000,000 | 16,743,000,000 | 17,038,000,000 | 18,349,000,000 |
| Allowance for loan losses | 21,000,000 | 18,000,000 | 17,000,000 | 18,000,000 |
| Securities available for sale | 55,241,000,000 | 48,042,000,000 | 46,740,000,000 | 53,316,000,000 |
| Securities held to maturity | 122,397,000,000 | 127,817,000,000 | 128,850,000,000 | 123,738,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,667,000,000 | 195,292,000,000 | 191,682,000,000 | 201,390,000,000 |
| Interest-bearing deposits | 204,776,000,000 | 194,553,000,000 | 190,962,000,000 | 200,633,000,000 |
| Noninterest-bearing deposits | 891,000,000 | 739,000,000 | 720,000,000 | 757,000,000 |
| Equity capital | 15,744,000,000 | 15,870,000,000 | 15,591,000,000 | 14,832,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000,000 | 2,983,000,000 | 4,379,000,000 | 5,682,000,000 |
| Interest expense | 212,000,000 | 423,000,000 | 579,000,000 | 656,000,000 |
| Net interest income | 1,318,000,000 | 2,560,000,000 | 3,800,000,000 | 5,026,000,000 |
| Noninterest income | 20,000,000 | 44,000,000 | 69,000,000 | 91,000,000 |
| Noninterest expense | 127,000,000 | 258,000,000 | 389,000,000 | 517,000,000 |
| Provision for loan losses | -1,000,000 | -4,000,000 | -6,000,000 | -5,000,000 |
| Pretax income | 1,213,000,000 | 2,354,000,000 | 3,491,000,000 | 4,611,000,000 |
| Income tax | 287,000,000 | 555,000,000 | 816,000,000 | 1,054,000,000 |
| Net income | 926,000,000 | 1,799,000,000 | 2,675,000,000 | 3,557,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,730,000,000 | 15,856,000,000 | 15,577,000,000 | 14,819,000,000 |
| Total capital | 15,751,000,000 | 15,874,000,000 | 15,594,000,000 | 14,837,000,000 |
| Risk-weighted assets | 76,114,400,000 | 69,997,800,000 | 68,154,400,000 | 71,521,000,000 |