Call reports 2018
CHARLES SCHWAB BANK, SSB — 2018
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 198,781,000,000 | 207,848,000,000 | 217,003,000,000 | 234,032,000,000 |
| Total loans | 16,428,000,000 | 16,671,000,000 | 16,663,000,000 | 16,775,000,000 |
| Allowance for loan losses | 27,000,000 | 26,000,000 | 26,000,000 | 21,000,000 |
| Securities available for sale | 47,440,000,000 | 48,333,000,000 | 51,534,000,000 | 61,795,000,000 |
| Securities held to maturity | 121,777,000,000 | 130,155,000,000 | 129,623,000,000 | 133,124,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,264,000,000 | 190,937,000,000 | 201,337,000,000 | 217,843,000,000 |
| Interest-bearing deposits | 183,376,000,000 | 190,303,000,000 | 200,637,000,000 | 217,067,000,000 |
| Noninterest-bearing deposits | 888,000,000 | 634,000,000 | 700,000,000 | 776,000,000 |
| Equity capital | 13,859,000,000 | 14,352,000,000 | 14,899,000,000 | 15,615,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000,000 | 2,383,000,000 | 3,732,000,000 | 5,194,000,000 |
| Interest expense | 110,000,000 | 230,000,000 | 380,000,000 | 575,000,000 |
| Net interest income | 1,033,000,000 | 2,153,000,000 | 3,352,000,000 | 4,619,000,000 |
| Noninterest income | 30,000,000 | 61,000,000 | 93,000,000 | 124,000,000 |
| Noninterest expense | 142,000,000 | 287,000,000 | 439,000,000 | 571,000,000 |
| Provision for loan losses | 1,000,000 | 0 | -1,000,000 | -6,000,000 |
| Pretax income | 920,000,000 | 1,927,000,000 | 3,007,000,000 | 4,178,000,000 |
| Income tax | 214,000,000 | 464,000,000 | 729,000,000 | 980,000,000 |
| Net income | 706,000,000 | 1,463,000,000 | 2,278,000,000 | 3,198,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,093,000,000 | 14,599,000,000 | 15,164,000,000 | 15,832,000,000 |
| Total capital | 14,121,000,000 | 14,626,000,000 | 15,191,000,000 | 15,853,000,000 |
| Risk-weighted assets | 68,225,600,000 | 72,691,600,000 | 75,224,100,000 | 80,513,000,000 |