Call reports 2017
CHARLES SCHWAB BANK, SSB — 2017
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,506,000,000 | 175,657,000,000 | 187,569,000,000 | 198,592,000,000 |
| Total loans | 15,549,000,000 | 15,918,000,000 | 16,326,000,000 | 16,660,000,000 |
| Allowance for loan losses | 25,000,000 | 26,000,000 | 26,000,000 | 26,000,000 |
| Securities available for sale | 48,297,000,000 | 43,437,000,000 | 45,645,000,000 | 47,381,000,000 |
| Securities held to maturity | 107,705,000,000 | 107,187,000,000 | 114,068,000,000 | 120,503,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,970,000,000 | 162,367,000,000 | 165,339,000,000 | 169,742,000,000 |
| Interest-bearing deposits | 166,254,000,000 | 161,778,000,000 | 164,742,000,000 | 168,932,000,000 |
| Noninterest-bearing deposits | 716,000,000 | 589,000,000 | 597,000,000 | 810,000,000 |
| Equity capital | 12,376,000,000 | 12,888,000,000 | 12,769,000,000 | 13,224,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 858,000,000 | 1,767,000,000 | 2,706,000,000 | 3,722,000,000 |
| Interest expense | 21,000,000 | 54,000,000 | 108,000,000 | 188,000,000 |
| Net interest income | 837,000,000 | 1,713,000,000 | 2,598,000,000 | 3,534,000,000 |
| Noninterest income | 28,000,000 | 57,000,000 | 86,000,000 | 115,000,000 |
| Noninterest expense | 128,000,000 | 260,000,000 | 394,000,000 | 530,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 738,000,000 | 1,515,000,000 | 2,295,000,000 | 3,129,000,000 |
| Income tax | 271,000,000 | 557,000,000 | 837,000,000 | 1,176,000,000 |
| Net income | 467,000,000 | 958,000,000 | 1,458,000,000 | 1,953,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,496,000,000 | 12,987,000,000 | 12,862,000,000 | 13,355,000,000 |
| Total capital | 12,522,000,000 | 13,014,000,000 | 12,889,000,000 | 13,382,000,000 |
| Risk-weighted assets | 63,573,150,000 | 61,762,150,000 | 64,172,600,000 | 66,518,600,000 |