Call reports 2012
CHARLES SCHWAB BANK, SSB — 2012
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,759,000,000 | 72,156,000,000 | 75,341,000,000 | 85,810,000,000 |
| Total loans | 9,903,000,000 | 9,932,000,000 | 10,203,000,000 | 10,899,000,000 |
| Allowance for loan losses | 47,000,000 | 47,000,000 | 53,000,000 | 52,000,000 |
| Securities available for sale | 33,110,000,000 | 34,687,000,000 | 36,906,000,000 | 39,957,000,000 |
| Securities held to maturity | 15,330,000,000 | 16,045,000,000 | 16,409,000,000 | 19,253,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,289,000,000 | 66,284,000,000 | 68,790,000,000 | 79,442,000,000 |
| Interest-bearing deposits | 61,808,000,000 | 65,853,000,000 | 68,335,000,000 | 79,004,000,000 |
| Noninterest-bearing deposits | 481,000,000 | 431,000,000 | 455,000,000 | 438,000,000 |
| Equity capital | 5,246,000,000 | 5,602,000,000 | 5,913,000,000 | 6,022,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 328,000,000 | 666,000,000 | 988,000,000 | 1,304,000,000 |
| Interest expense | 10,000,000 | 20,000,000 | 31,000,000 | 42,000,000 |
| Net interest income | 318,000,000 | 646,000,000 | 957,000,000 | 1,262,000,000 |
| Noninterest income | 29,000,000 | 55,000,000 | 82,000,000 | 111,000,000 |
| Noninterest expense | 74,000,000 | 149,000,000 | 229,000,000 | 307,000,000 |
| Provision for loan losses | 0 | 3,000,000 | 13,000,000 | 15,000,000 |
| Pretax income | 255,000,000 | 525,000,000 | 771,000,000 | 1,053,000,000 |
| Income tax | 96,000,000 | 198,000,000 | 291,000,000 | 400,000,000 |
| Net income | 159,000,000 | 327,000,000 | 480,000,000 | 653,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,153,000,000 | 5,431,000,000 | 5,584,000,000 | 5,707,000,000 |
| Total capital | 5,201,000,000 | 5,479,000,000 | 5,639,000,000 | 5,760,000,000 |
| Risk-weighted assets | 21,750,200,000 | 24,622,700,000 | 25,781,201,000 | 28,484,900,000 |