Call reports 2007
CHARLES SCHWAB BANK, SSB — 2007
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 11,522,817,000 | 12,535,339,000 | 13,327,018,000 |
| Total loans | 2,481,283,000 | 2,771,720,000 | 3,141,912,000 |
| Allowance for loan losses | 4,704,000 | 5,109,000 | 5,898,000 |
| Securities available for sale | 7,211,499,000 | 8,203,252,000 | 8,616,643,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,714,442,000 | 11,702,676,000 | 12,488,446,000 |
| Interest-bearing deposits | 10,712,615,000 | 11,700,616,000 | 12,479,892,000 |
| Noninterest-bearing deposits | 1,827,000 | 2,060,000 | 8,554,000 |
| Equity capital | 745,435,000 | 784,337,000 | 787,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 154,041,000 | 322,583,000 | 504,644,000 |
| Interest expense | 56,167,000 | 117,749,000 | 182,755,000 |
| Net interest income | 97,874,000 | 204,834,000 | 321,889,000 |
| Noninterest income | 3,021,000 | 5,943,000 | 8,744,000 |
| Noninterest expense | 18,494,000 | 39,992,000 | 62,361,000 |
| Provision for loan losses | 589,000 | 1,060,000 | 1,846,000 |
| Pretax income | 81,812,000 | 169,725,000 | 266,426,000 |
| Income tax | 31,915,000 | 66,207,000 | 103,883,000 |
| Net income | 49,897,000 | 103,518,000 | 162,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 754,277,000 | 807,899,000 | 801,924,000 |
| Total capital | 759,658,000 | 813,701,000 | 808,544,000 |
| Risk-weighted assets | 5,265,710,000 | 5,256,366,000 | 6,245,479,000 |