Call reports 2005
CHARLES SCHWAB BANK, SSB — 2005
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,723,589,000 | 5,203,442,000 | 5,951,196,000 | 6,829,947,000 |
| Total loans | 1,450,185,000 | 1,660,955,000 | 1,837,728,000 | 1,959,682,000 |
| Allowance for loan losses | 1,964,000 | 2,231,000 | 2,785,000 | 3,307,000 |
| Securities available for sale | 2,297,721,000 | 2,608,009,000 | 3,094,092,000 | 3,760,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,308,042,000 | 4,702,924,000 | 5,448,767,000 | 6,264,770,000 |
| Interest-bearing deposits | 4,307,494,000 | 4,701,119,000 | 5,448,313,000 | 6,263,922,000 |
| Noninterest-bearing deposits | 548,000 | 1,805,000 | 454,000 | 848,000 |
| Equity capital | 382,787,000 | 433,128,000 | 468,036,000 | 537,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 37,888,000 | 85,021,000 | 142,372,000 | 215,602,000 |
| Interest expense | 11,340,000 | 26,202,000 | 43,399,000 | 67,405,000 |
| Net interest income | 26,548,000 | 58,819,000 | 98,973,000 | 148,197,000 |
| Noninterest income | 1,882,000 | 5,193,000 | 9,375,000 | 13,352,000 |
| Noninterest expense | 12,711,000 | 26,876,000 | 42,374,000 | 64,169,000 |
| Provision for loan losses | 270,000 | 537,000 | 1,091,000 | 1,613,000 |
| Pretax income | 15,449,000 | 36,622,000 | 64,906,000 | 95,790,000 |
| Income tax | 5,995,000 | 14,549,000 | 25,849,000 | 37,598,000 |
| Net income | 9,454,000 | 22,073,000 | 39,057,000 | 58,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 389,002,000 | 436,621,000 | 478,605,000 | 552,740,000 |
| Total capital | 390,966,000 | 438,852,000 | 481,390,000 | 556,047,000 |
| Risk-weighted assets | 1,804,840,000 | 2,033,327,000 | 2,301,239,000 | 2,588,931,000 |
Machine access — free, no API key
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