Call reports 2004
CHARLES SCHWAB BANK, SSB — 2004
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 3,267,215,000 | 3,774,603,000 | 4,116,404,000 | 4,424,906,000 |
| Total loans | 578,329,000 | 754,007,000 | 995,103,000 | 1,213,911,000 |
| Allowance for loan losses | 786,000 | 1,051,000 | 1,322,000 | 1,694,000 |
| Securities available for sale | 1,774,654,000 | 2,345,757,000 | 2,189,013,000 | 2,297,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,957,322,000 | 3,423,636,000 | 3,658,249,000 | 4,030,486,000 |
| Interest-bearing deposits | 2,957,234,000 | 3,423,525,000 | 3,658,153,000 | 4,030,429,000 |
| Noninterest-bearing deposits | 88,000 | 111,000 | 96,000 | 57,000 |
| Equity capital | 285,340,000 | 328,777,000 | 343,024,000 | 366,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 16,504,000 | 39,126,000 | 66,404,000 | 98,174,000 |
| Interest expense | 3,333,000 | 6,797,000 | 11,025,000 | 18,180,000 |
| Net interest income | 13,171,000 | 32,329,000 | 55,379,000 | 79,994,000 |
| Noninterest income | 1,218,000 | 3,265,000 | 4,202,000 | 5,623,000 |
| Noninterest expense | 8,973,000 | 19,988,000 | 30,129,000 | 41,223,000 |
| Provision for loan losses | 282,000 | 547,000 | 818,000 | 1,260,000 |
| Pretax income | 5,019,000 | 14,896,000 | 28,626,000 | 43,126,000 |
| Income tax | 1,790,000 | 5,314,000 | 10,210,000 | 15,959,000 |
| Net income | 3,229,000 | 9,582,000 | 18,416,000 | 27,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 280,610,000 | 336,962,000 | 345,796,000 | 369,548,000 |
| Total capital | 281,396,000 | 338,013,000 | 347,118,000 | 371,242,000 |
| Risk-weighted assets | 988,720,000 | 1,225,428,000 | 1,423,546,000 | 1,631,036,000 |
Machine access — free, no API key
Every figure shown here about CHARLES SCHWAB BANK, SSB — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.