Call reports 2003
CHARLES SCHWAB BANK, SSB — 2003
What CHARLES SCHWAB BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Total assets | 702,006,000 | 1,618,250,000 | 2,729,598,000 |
| Total loans | 116,668,000 | 217,786,000 | 386,103,000 |
| Allowance for loan losses | 24,000 | 195,000 | 504,000 |
| Securities available for sale | 184,751,000 | 763,269,000 | 1,533,597,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 423,944,000 | 1,207,902,000 | 2,350,046,000 |
| Interest-bearing deposits | 423,936,000 | 1,207,811,000 | 2,349,976,000 |
| Noninterest-bearing deposits | 8,000 | 91,000 | 70,000 |
| Equity capital | 273,365,000 | 276,588,000 | 277,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Interest income | 1,226,000 | 7,138,000 | 17,912,000 |
| Interest expense | 316,000 | 1,787,000 | 4,871,000 |
| Net interest income | 910,000 | 5,351,000 | 13,041,000 |
| Noninterest income | 312,000 | 6,797,000 | 9,027,000 |
| Noninterest expense | 3,842,000 | 10,566,000 | 17,893,000 |
| Provision for loan losses | 24,000 | 195,000 | 504,000 |
| Pretax income | -2,644,000 | 1,387,000 | 3,671,000 |
| Income tax | -922,000 | 491,000 | 1,290,000 |
| Net income | -1,722,000 | 896,000 | 2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Tier 1 capital | 273,278,000 | 275,896,000 | 277,381,000 |
| Total capital | 273,302,000 | 276,091,000 | 277,885,000 |
| Risk-weighted assets | 220,628,000 | 459,929,000 | 789,903,000 |
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