Call reports 2025
ALL CAPITAL BANK — 2025
What ALL CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 118,675,000 | 124,128,000 | 135,438,000 | 161,524,000 |
| Total loans | 98,114,000 | 101,209,000 | 111,989,000 | 129,713,000 |
| Allowance for loan losses | 1,295,000 | 1,460,000 | 1,560,000 | 1,752,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,355,000 | 5,054,000 | 5,348,000 | 4,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,298,000 | 110,445,000 | 120,815,000 | 144,526,000 |
| Interest-bearing deposits | 86,537,000 | 91,384,000 | 102,154,000 | 120,186,000 |
| Noninterest-bearing deposits | 19,761,000 | 19,061,000 | 18,661,000 | 24,340,000 |
| Equity capital | 11,288,000 | 12,769,000 | 13,625,000 | 15,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,253,000 | 6,938,000 | 9,729,000 |
| Interest expense | 689,000 | 1,427,000 | 2,294,000 | 3,213,000 |
| Net interest income | 1,320,000 | 2,826,000 | 4,644,000 | 6,516,000 |
| Noninterest income | 95,000 | 178,000 | 261,000 | 409,000 |
| Noninterest expense | 694,000 | 1,469,000 | 2,372,000 | 3,297,000 |
| Provision for loan losses | 141,000 | 290,000 | 371,000 | 572,000 |
| Pretax income | 576,000 | 1,245,000 | 2,233,000 | 3,101,000 |
| Income tax | 119,000 | 259,000 | 386,000 | 605,000 |
| Net income | 457,000 | 986,000 | 1,847,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,288,000 | 12,769,000 | 13,625,000 | 15,924,000 |