Call reports 2024
ALL CAPITAL BANK — 2024
What ALL CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 93,973,000 | 89,685,000 | 96,669,000 | 104,574,000 |
| Total loans | 72,411,000 | 73,587,000 | 76,532,000 | 83,093,000 |
| Allowance for loan losses | 1,018,000 | 1,104,000 | 1,124,000 | 1,178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,893,000 | 6,544,000 | 5,554,000 | 5,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,195,000 | 79,532,000 | 85,124,000 | 92,558,000 |
| Interest-bearing deposits | 67,967,000 | 62,796,000 | 67,618,000 | 74,228,000 |
| Noninterest-bearing deposits | 16,228,000 | 16,736,000 | 17,506,000 | 18,330,000 |
| Equity capital | 9,175,000 | 9,518,000 | 10,857,000 | 10,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,354,000 | 5,163,000 | 7,255,000 |
| Interest expense | 520,000 | 1,107,000 | 1,741,000 | 2,435,000 |
| Net interest income | 1,074,000 | 2,247,000 | 3,422,000 | 4,820,000 |
| Noninterest income | 257,000 | 334,000 | 459,000 | 534,000 |
| Noninterest expense | 604,000 | 1,263,000 | 1,909,000 | 2,609,000 |
| Provision for loan losses | 113,000 | 216,000 | 296,000 | 408,000 |
| Pretax income | 567,000 | 997,000 | 1,514,000 | 2,170,000 |
| Income tax | 70,000 | 157,000 | 261,000 | 399,000 |
| Net income | 497,000 | 840,000 | 1,253,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,175,000 | 9,518,000 | 10,857,000 | 10,792,000 |