Call reports 2023
ALL CAPITAL BANK — 2023
What ALL CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 53,066,000 | 56,538,000 | 68,040,000 | 81,120,000 |
| Total loans | 29,705,000 | 37,607,000 | 50,088,000 | 62,647,000 |
| Allowance for loan losses | 481,000 | 546,000 | 659,000 | 894,000 |
| Securities available for sale | 6,681,000 | 6,756,000 | 0 | 0 |
| Securities held to maturity | 1,918,000 | 1,917,000 | 5,896,000 | 5,868,000 |
| Trading assets | 3,007,000 | 0 | 0 | 0 |
| Total deposits | 44,429,000 | 47,817,000 | 59,053,000 | 71,977,000 |
| Interest-bearing deposits | 30,713,000 | 34,949,000 | 42,086,000 | 56,341,000 |
| Noninterest-bearing deposits | 13,716,000 | 12,868,000 | 16,967,000 | 15,636,000 |
| Equity capital | 8,235,000 | 8,239,000 | 8,405,000 | 8,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,551,000 | 2,645,000 | 4,049,000 |
| Interest expense | 59,000 | 165,000 | 413,000 | 832,000 |
| Net interest income | 617,000 | 1,386,000 | 2,232,000 | 3,217,000 |
| Noninterest income | 80,000 | 155,000 | 229,000 | 303,000 |
| Noninterest expense | 422,000 | 964,000 | 1,473,000 | 2,074,000 |
| Provision for loan losses | 39,000 | 144,000 | 332,000 | 622,000 |
| Pretax income | 236,000 | 433,000 | 656,000 | 824,000 |
| Income tax | 65,000 | 114,000 | 171,000 | 66,000 |
| Net income | 171,000 | 319,000 | 485,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,235,000 | 8,239,000 | 8,405,000 | 8,678,000 |