Call reports 2022
ALL CAPITAL BANK — 2022
What ALL CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 50,101,000 | 52,003,000 | 49,112,000 | 45,588,000 |
| Total loans | 32,981,000 | 31,683,000 | 30,044,000 | 27,796,000 |
| Allowance for loan losses | 856,000 | 880,000 | 892,000 | 483,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,822,000 | 5,934,000 | 8,984,000 | 8,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,021,000 | 45,666,000 | 42,949,000 | 39,701,000 |
| Interest-bearing deposits | 30,835,000 | 32,612,000 | 29,370,000 | 26,275,000 |
| Noninterest-bearing deposits | 13,186,000 | 13,054,000 | 13,579,000 | 13,426,000 |
| Equity capital | 5,530,000 | 5,724,000 | 5,504,000 | 5,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,192,000 | 1,815,000 | 2,439,000 |
| Interest expense | 53,000 | 99,000 | 142,000 | 185,000 |
| Net interest income | 553,000 | 1,093,000 | 1,673,000 | 2,254,000 |
| Noninterest income | 112,000 | 217,000 | 395,000 | 477,000 |
| Noninterest expense | 391,000 | 770,000 | 1,162,000 | 1,495,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | -371,000 |
| Pretax income | 264,000 | 515,000 | 866,000 | 1,607,000 |
| Income tax | 74,000 | 131,000 | 202,000 | 261,000 |
| Net income | 190,000 | 384,000 | 664,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,440,000 | 5,634,000 | 5,414,000 | 5,493,000 |