Call reports 2021
ALL CAPITAL BANK — 2021
What ALL CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 48,397,000 | 50,040,000 | 49,982,000 | 49,288,000 |
| Total loans | 34,827,000 | 36,428,000 | 36,008,000 | 35,449,000 |
| Allowance for loan losses | 922,000 | 949,000 | 981,000 | 1,006,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,026,000 | 4,584,000 | 4,637,000 | 3,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,415,000 | 43,812,000 | 44,036,000 | 43,490,000 |
| Interest-bearing deposits | 29,812,000 | 31,195,000 | 30,120,000 | 29,330,000 |
| Noninterest-bearing deposits | 12,603,000 | 12,617,000 | 13,916,000 | 14,160,000 |
| Equity capital | 5,475,000 | 5,716,000 | 5,429,000 | 5,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,349,000 | 2,011,000 | 2,649,000 |
| Interest expense | 67,000 | 130,000 | 189,000 | 247,000 |
| Net interest income | 584,000 | 1,219,000 | 1,822,000 | 2,402,000 |
| Noninterest income | 104,000 | 223,000 | 344,000 | 459,000 |
| Noninterest expense | 368,000 | 754,000 | 1,146,000 | 1,533,000 |
| Provision for loan losses | 25,000 | 58,000 | 93,000 | 108,000 |
| Pretax income | 295,000 | 630,000 | 927,000 | 1,220,000 |
| Income tax | 82,000 | 176,000 | 260,000 | 342,000 |
| Net income | 213,000 | 454,000 | 667,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,385,000 | 5,626,000 | 5,339,000 | 5,250,000 |