Call reports 2020
ALL CAPITAL BANK — 2020
What ALL CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,849,000 | 45,630,000 | 45,812,000 | 45,909,000 |
| Total loans | 31,096,000 | 32,213,000 | 34,419,000 | 34,269,000 |
| Allowance for loan losses | 747,000 | 767,000 | 845,000 | 894,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,731,000 | 4,239,000 | 4,290,000 | 4,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,071,000 | 39,604,000 | 40,166,000 | 40,253,000 |
| Interest-bearing deposits | 27,056,000 | 27,836,000 | 28,118,000 | 28,240,000 |
| Noninterest-bearing deposits | 10,015,000 | 11,768,000 | 12,048,000 | 12,013,000 |
| Equity capital | 5,399,000 | 5,574,000 | 5,249,000 | 5,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,288,000 | 1,942,000 | 2,624,000 |
| Interest expense | 96,000 | 175,000 | 246,000 | 315,000 |
| Net interest income | 539,000 | 1,113,000 | 1,696,000 | 2,309,000 |
| Noninterest income | 116,000 | 212,000 | 321,000 | 431,000 |
| Noninterest expense | 367,000 | 736,000 | 1,108,000 | 1,495,000 |
| Provision for loan losses | 38,000 | 110,000 | 200,000 | 255,000 |
| Pretax income | 250,000 | 479,000 | 709,000 | 990,000 |
| Income tax | 60,000 | 114,000 | 169,000 | 237,000 |
| Net income | 190,000 | 365,000 | 540,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,309,000 | 5,484,000 | 5,159,000 | 5,172,000 |