Call reports 2019
ALL CAPITAL BANK — 2019
What ALL CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,367,000 | 39,685,000 | 40,112,000 | 40,143,000 |
| Total loans | 25,498,000 | 28,085,000 | 28,973,000 | 30,117,000 |
| Allowance for loan losses | 578,000 | 680,000 | 735,000 | 697,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,731,000 | 3,728,000 | 3,752,000 | 3,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,320,000 | 34,470,000 | 34,704,000 | 34,626,000 |
| Interest-bearing deposits | 21,534,000 | 24,959,000 | 24,877,000 | 25,149,000 |
| Noninterest-bearing deposits | 9,786,000 | 9,511,000 | 9,827,000 | 9,477,000 |
| Equity capital | 4,717,000 | 4,883,000 | 5,043,000 | 5,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,078,000 | 1,723,000 | 2,361,000 |
| Interest expense | 52,000 | 125,000 | 218,000 | 315,000 |
| Net interest income | 462,000 | 953,000 | 1,505,000 | 2,046,000 |
| Noninterest income | 116,000 | 252,000 | 349,000 | 476,000 |
| Noninterest expense | 371,000 | 753,000 | 1,116,000 | 1,510,000 |
| Provision for loan losses | 45,000 | 72,000 | 148,000 | 194,000 |
| Pretax income | 162,000 | 380,000 | 590,000 | 818,000 |
| Income tax | 38,000 | 90,000 | 140,000 | 202,000 |
| Net income | 124,000 | 290,000 | 450,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,627,000 | 4,793,000 | 4,953,000 | 5,119,000 |
| Total capital | 4,999,000 | 5,196,000 | 5,368,000 | 5,544,000 |
| Risk-weighted assets | 29,600,000 | 31,969,000 | 32,913,000 | 33,781,000 |