Call reports 2018
ALL CAPITAL BANK — 2018
What ALL CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,573,000 | 34,399,000 | 32,118,000 | 32,356,000 |
| Total loans | 20,087,000 | 20,648,000 | 21,969,000 | 23,672,000 |
| Allowance for loan losses | 614,000 | 587,000 | 548,000 | 568,000 |
| Securities available for sale | 14,000 | 14,000 | 14,000 | 13,000 |
| Securities held to maturity | 3,668,000 | 3,667,000 | 3,684,000 | 3,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,837,000 | 29,703,000 | 27,212,000 | 27,407,000 |
| Interest-bearing deposits | 19,084,000 | 19,989,000 | 18,066,000 | 18,032,000 |
| Noninterest-bearing deposits | 9,753,000 | 9,714,000 | 9,146,000 | 9,375,000 |
| Equity capital | 4,324,000 | 4,311,000 | 4,450,000 | 4,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 907,000 | 1,421,000 | 1,932,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 70,000 |
| Net interest income | 425,000 | 883,000 | 1,384,000 | 1,862,000 |
| Noninterest income | 102,000 | 211,000 | 326,000 | 446,000 |
| Noninterest expense | 358,000 | 698,000 | 1,072,000 | 1,412,000 |
| Provision for loan losses | 23,000 | 45,000 | 107,000 | 177,000 |
| Pretax income | 146,000 | 351,000 | 531,000 | 719,000 |
| Income tax | 34,000 | 83,000 | 125,000 | 170,000 |
| Net income | 112,000 | 268,000 | 406,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,234,000 | 4,220,000 | 4,359,000 | 4,503,000 |
| Total capital | 4,533,000 | 4,518,000 | 4,672,000 | 4,841,000 |
| Risk-weighted assets | 23,648,000 | 23,573,000 | 24,872,000 | 26,875,000 |