Call reports 2017
ALL CAPITAL BANK — 2017
What ALL CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,020,000 | 32,980,000 | 31,406,000 | 31,053,000 |
| Total loans | 21,695,000 | 21,579,000 | 21,145,000 | 20,590,000 |
| Allowance for loan losses | 532,000 | 547,000 | 569,000 | 620,000 |
| Securities available for sale | 15,000 | 15,000 | 14,000 | 14,000 |
| Securities held to maturity | 3,609,000 | 3,608,000 | 3,670,000 | 3,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,548,000 | 28,441,000 | 26,736,000 | 26,453,000 |
| Interest-bearing deposits | 19,080,000 | 19,182,000 | 17,625,000 | 17,213,000 |
| Noninterest-bearing deposits | 9,468,000 | 9,259,000 | 9,111,000 | 9,240,000 |
| Equity capital | 4,090,000 | 4,157,000 | 4,236,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 933,000 | 1,408,000 | 1,884,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 48,000 |
| Net interest income | 458,000 | 909,000 | 1,371,000 | 1,836,000 |
| Noninterest income | 121,000 | 245,000 | 363,000 | 474,000 |
| Noninterest expense | 362,000 | 723,000 | 1,074,000 | 1,411,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 172,000 | 341,000 | 525,000 | 734,000 |
| Income tax | 60,000 | 120,000 | 185,000 | 338,000 |
| Net income | 112,000 | 221,000 | 340,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,999,000 | 4,067,000 | 4,146,000 | 4,163,000 |
| Total capital | 4,309,000 | 4,377,000 | 4,445,000 | 4,462,000 |
| Risk-weighted assets | 24,656,000 | 24,605,000 | 23,694,000 | 23,632,000 |