Call reports 2013
ALL CAPITAL BANK — 2013
What ALL CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,537,000 | 29,657,000 | 29,198,000 | 29,979,000 |
| Total loans | 14,072,000 | 14,226,000 | 15,247,000 | 15,800,000 |
| Allowance for loan losses | 332,000 | 316,000 | 333,000 | 357,000 |
| Securities available for sale | 23,000 | 23,000 | 23,000 | 23,000 |
| Securities held to maturity | 3,454,000 | 3,703,000 | 3,005,000 | 3,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,910,000 | 26,129,000 | 25,525,000 | 26,606,000 |
| Interest-bearing deposits | 17,713,000 | 16,857,000 | 16,214,000 | 17,253,000 |
| Noninterest-bearing deposits | 9,197,000 | 9,272,000 | 9,311,000 | 9,353,000 |
| Equity capital | 3,146,000 | 3,247,000 | 3,332,000 | 3,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 667,000 | 1,013,000 | 1,370,000 |
| Interest expense | 14,000 | 29,000 | 42,000 | 54,000 |
| Net interest income | 321,000 | 638,000 | 971,000 | 1,316,000 |
| Noninterest income | 154,000 | 307,000 | 458,000 | 613,000 |
| Noninterest expense | 328,000 | 636,000 | 967,000 | 1,286,000 |
| Provision for loan losses | 8,000 | 15,000 | 38,000 | 60,000 |
| Pretax income | 139,000 | 294,000 | 424,000 | 583,000 |
| Income tax | 48,000 | 102,000 | 147,000 | 203,000 |
| Net income | 91,000 | 192,000 | 277,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,056,000 | 3,156,000 | 3,241,000 | 2,950,000 |
| Total capital | 3,271,000 | 3,392,000 | 3,479,000 | 3,198,000 |
| Risk-weighted assets | 17,061,000 | 18,823,000 | 18,969,000 | 19,705,000 |