Call reports 2012
ALL CAPITAL BANK — 2012
What ALL CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,355,000 | 27,435,000 | 26,446,000 | 28,300,000 |
| Total loans | 14,731,000 | 14,873,000 | 14,843,000 | 14,685,000 |
| Allowance for loan losses | 390,000 | 379,000 | 349,000 | 345,000 |
| Securities available for sale | 24,000 | 24,000 | 24,000 | 23,000 |
| Securities held to maturity | 3,377,000 | 4,123,000 | 4,960,000 | 3,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,842,000 | 23,740,000 | 22,868,000 | 24,796,000 |
| Interest-bearing deposits | 18,016,000 | 16,838,000 | 15,893,000 | 16,261,000 |
| Noninterest-bearing deposits | 6,826,000 | 6,902,000 | 6,975,000 | 8,535,000 |
| Equity capital | 2,906,000 | 3,006,000 | 3,114,000 | 3,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 688,000 | 1,044,000 | 1,388,000 |
| Interest expense | 23,000 | 46,000 | 66,000 | 84,000 |
| Net interest income | 319,000 | 642,000 | 978,000 | 1,304,000 |
| Noninterest income | 140,000 | 296,000 | 452,000 | 614,000 |
| Noninterest expense | 315,000 | 631,000 | 949,000 | 1,257,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 137,000 | 292,000 | 458,000 | 631,000 |
| Income tax | 48,000 | 102,000 | 161,000 | 222,000 |
| Net income | 89,000 | 190,000 | 297,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,815,000 | 2,915,000 | 3,023,000 | 2,965,000 |
| Total capital | 3,036,000 | 3,140,000 | 3,235,000 | 3,202,000 |
| Risk-weighted assets | 17,533,000 | 17,818,000 | 16,853,000 | 18,874,000 |