Call reports 2011
ALL CAPITAL BANK — 2011
What ALL CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,822,000 | 27,013,000 | 26,313,000 | 26,099,000 |
| Total loans | 15,664,000 | 15,564,000 | 15,479,000 | 15,014,000 |
| Allowance for loan losses | 233,000 | 344,000 | 375,000 | 383,000 |
| Securities available for sale | 24,000 | 24,000 | 24,000 | 24,000 |
| Securities held to maturity | 4,125,000 | 4,125,000 | 3,158,000 | 3,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,820,000 | 23,801,000 | 22,903,000 | 22,835,000 |
| Interest-bearing deposits | 17,402,000 | 17,276,000 | 16,602,000 | 16,631,000 |
| Noninterest-bearing deposits | 6,418,000 | 6,525,000 | 6,301,000 | 6,204,000 |
| Equity capital | 2,735,000 | 2,852,000 | 2,961,000 | 2,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 730,000 | 1,111,000 | 1,464,000 |
| Interest expense | 32,000 | 61,000 | 87,000 | 112,000 |
| Net interest income | 322,000 | 669,000 | 1,024,000 | 1,352,000 |
| Noninterest income | 142,000 | 430,000 | 601,000 | 753,000 |
| Noninterest expense | 311,000 | 635,000 | 961,000 | 1,265,000 |
| Provision for loan losses | 23,000 | 153,000 | 183,000 | 198,000 |
| Pretax income | 130,000 | 311,000 | 481,000 | 642,000 |
| Income tax | 44,000 | 109,000 | 169,000 | 226,000 |
| Net income | 86,000 | 202,000 | 312,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,645,000 | 2,761,000 | 2,871,000 | 2,725,000 |
| Total capital | 2,868,000 | 2,986,000 | 3,092,000 | 2,940,000 |
| Risk-weighted assets | 17,800,000 | 17,845,000 | 17,540,000 | 17,023,000 |