Call reports 2010
ALL CAPITAL BANK — 2010
What ALL CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,107,000 | 26,923,000 | 25,378,000 | 25,995,000 |
| Total loans | 15,125,000 | 15,138,000 | 15,879,000 | 15,966,000 |
| Allowance for loan losses | 204,000 | 174,000 | 193,000 | 209,000 |
| Securities available for sale | 26,000 | 27,000 | 27,000 | 24,000 |
| Securities held to maturity | 3,250,000 | 2,750,000 | 3,094,000 | 3,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,012,000 | 23,668,000 | 22,460,000 | 22,946,000 |
| Interest-bearing deposits | 17,159,000 | 16,827,000 | 15,659,000 | 15,766,000 |
| Noninterest-bearing deposits | 5,853,000 | 6,841,000 | 6,801,000 | 7,180,000 |
| Equity capital | 2,835,000 | 2,922,000 | 2,530,000 | 2,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 738,000 | 1,122,000 | 1,508,000 |
| Interest expense | 41,000 | 76,000 | 109,000 | 139,000 |
| Net interest income | 328,000 | 662,000 | 1,013,000 | 1,369,000 |
| Noninterest income | 122,000 | 245,000 | 395,000 | 562,000 |
| Noninterest expense | 317,000 | 618,000 | 930,000 | 1,245,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 110,000 | 244,000 | 410,000 | 596,000 |
| Income tax | 38,000 | 85,000 | 144,000 | 211,000 |
| Net income | 72,000 | 159,000 | 266,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,743,000 | 2,830,000 | 2,439,000 | 2,559,000 |
| Total capital | 2,947,000 | 3,004,000 | 2,632,000 | 2,768,000 |
| Risk-weighted assets | 18,901,000 | 17,716,000 | 17,554,000 | 17,966,000 |