Call reports 2009
ALL CAPITAL BANK — 2009
What ALL CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,816,000 | 26,697,000 | 25,476,000 | 25,935,000 |
| Total loans | 15,509,000 | 16,180,000 | 15,968,000 | 16,126,000 |
| Allowance for loan losses | 275,000 | 281,000 | 225,000 | 187,000 |
| Securities available for sale | 31,000 | 31,000 | 31,000 | 31,000 |
| Securities held to maturity | 3,625,000 | 3,524,000 | 3,149,000 | 2,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,111,000 | 23,877,000 | 22,469,000 | 22,846,000 |
| Interest-bearing deposits | 17,834,000 | 17,322,000 | 16,445,000 | 16,457,000 |
| Noninterest-bearing deposits | 6,277,000 | 6,555,000 | 6,024,000 | 6,389,000 |
| Equity capital | 2,451,000 | 2,549,000 | 2,664,000 | 2,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 819,000 | 1,229,000 | 1,624,000 |
| Interest expense | 59,000 | 114,000 | 165,000 | 210,000 |
| Net interest income | 341,000 | 705,000 | 1,064,000 | 1,414,000 |
| Noninterest income | 125,000 | 243,000 | 382,000 | 511,000 |
| Noninterest expense | 298,000 | 611,000 | 909,000 | 1,211,000 |
| Provision for loan losses | 27,000 | 50,000 | 72,000 | 95,000 |
| Pretax income | 141,000 | 287,000 | 465,000 | 619,000 |
| Income tax | 50,000 | 99,000 | 162,000 | 217,000 |
| Net income | 91,000 | 188,000 | 303,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,353,000 | 2,452,000 | 2,568,000 | 2,668,000 |
| Total capital | 2,606,000 | 2,687,000 | 2,793,000 | 2,855,000 |
| Risk-weighted assets | 20,253,000 | 18,792,000 | 19,273,000 | 18,686,000 |