Call reports 2025
FIRST AMERICAN BANK — 2025
What FIRST AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,951,783,000 | 1,871,809,000 | 1,843,515,000 | 1,845,287,000 |
| Total loans | 1,063,651,000 | 1,100,312,000 | 1,093,726,000 | 1,085,197,000 |
| Allowance for loan losses | 18,988,000 | 19,849,000 | 20,845,000 | 20,452,000 |
| Securities available for sale | 565,319,000 | 545,356,000 | 536,411,000 | 526,150,000 |
| Securities held to maturity | 56,549,000 | 56,512,000 | 53,654,000 | 54,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,714,115,000 | 1,615,467,000 | 1,578,807,000 | 1,570,113,000 |
| Interest-bearing deposits | 1,041,878,000 | 996,956,000 | 921,742,000 | 954,079,000 |
| Noninterest-bearing deposits | 672,237,000 | 618,511,000 | 657,065,000 | 616,034,000 |
| Equity capital | 148,460,000 | 157,300,000 | 181,544,000 | 197,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,448,000 | 50,720,000 | 76,022,000 | 101,705,000 |
| Interest expense | 4,417,000 | 8,729,000 | 12,646,000 | 16,529,000 |
| Net interest income | 20,031,000 | 41,991,000 | 63,376,000 | 85,176,000 |
| Noninterest income | 2,724,000 | 5,570,000 | 8,691,000 | 11,581,000 |
| Noninterest expense | 9,900,000 | 21,006,000 | 31,243,000 | 41,799,000 |
| Provision for loan losses | 934,000 | 2,478,000 | 3,432,000 | 4,106,000 |
| Pretax income | 11,958,000 | 24,110,000 | 37,422,000 | 50,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,958,000 | 24,110,000 | 37,422,000 | 50,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,312,000 | 204,913,000 | 216,626,000 | 230,435,000 |
| Total capital | 211,520,000 | 220,271,000 | 231,893,000 | 245,319,000 |
| Risk-weighted assets | 1,212,301,000 | 1,223,573,000 | 1,215,209,000 | 1,184,570,000 |