Call reports 2016
FIRST AMERICAN BANK — 2016
What FIRST AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,101,260,000 | 1,095,658,000 | 1,076,734,000 | 1,087,531,000 |
| Total loans | 586,191,000 | 600,418,000 | 600,209,000 | 605,500,000 |
| Allowance for loan losses | 10,392,000 | 10,543,000 | 10,940,000 | 12,046,000 |
| Securities available for sale | 353,787,000 | 349,616,000 | 329,469,000 | 335,527,000 |
| Securities held to maturity | 63,310,000 | 63,237,000 | 62,753,000 | 63,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 961,444,000 | 938,502,000 | 907,947,000 | 930,419,000 |
| Interest-bearing deposits | 661,516,000 | 669,986,000 | 645,773,000 | 649,936,000 |
| Noninterest-bearing deposits | 299,928,000 | 268,516,000 | 262,174,000 | 280,483,000 |
| Equity capital | 106,294,000 | 108,117,000 | 110,499,000 | 107,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,202,000 | 20,721,000 | 31,127,000 | 41,409,000 |
| Interest expense | 360,000 | 738,000 | 1,123,000 | 1,518,000 |
| Net interest income | 9,842,000 | 19,983,000 | 30,004,000 | 39,891,000 |
| Noninterest income | 2,077,000 | 4,156,000 | 6,356,000 | 8,567,000 |
| Noninterest expense | 7,877,000 | 15,747,000 | 23,312,000 | 30,042,000 |
| Provision for loan losses | 170,000 | 331,000 | 755,000 | 1,880,000 |
| Pretax income | 3,873,000 | 8,062,000 | 12,298,000 | 16,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,873,000 | 8,062,000 | 12,298,000 | 16,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,741,000 | 100,764,000 | 103,334,000 | 107,408,000 |
| Total capital | 107,830,000 | 108,941,000 | 111,357,000 | 115,577,000 |
| Risk-weighted assets | 644,712,000 | 651,684,000 | 638,771,000 | 649,510,000 |