Call reports 2015
FIRST AMERICAN BANK — 2015
What FIRST AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,126,353,000 | 1,081,804,000 | 1,083,877,000 | 1,069,283,000 |
| Total loans | 515,516,000 | 519,631,000 | 543,339,000 | 573,492,000 |
| Allowance for loan losses | 9,599,000 | 9,788,000 | 9,888,000 | 10,437,000 |
| Securities available for sale | 388,506,000 | 418,908,000 | 406,367,000 | 356,495,000 |
| Securities held to maturity | 56,304,000 | 57,975,000 | 61,536,000 | 63,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 985,265,000 | 946,748,000 | 940,890,000 | 925,657,000 |
| Interest-bearing deposits | 645,626,000 | 636,425,000 | 630,635,000 | 624,624,000 |
| Noninterest-bearing deposits | 339,639,000 | 310,323,000 | 310,255,000 | 301,033,000 |
| Equity capital | 101,005,000 | 99,998,000 | 101,773,000 | 103,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,518,000 | 19,240,000 | 28,844,000 | 38,822,000 |
| Interest expense | 400,000 | 806,000 | 1,222,000 | 1,585,000 |
| Net interest income | 9,118,000 | 18,434,000 | 27,622,000 | 37,237,000 |
| Noninterest income | 2,034,000 | 4,036,000 | 6,598,000 | 8,593,000 |
| Noninterest expense | 7,706,000 | 15,322,000 | 23,385,000 | 31,168,000 |
| Provision for loan losses | 216,000 | 434,000 | 654,000 | 1,240,000 |
| Pretax income | 3,242,000 | 6,737,000 | 10,273,000 | 13,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,242,000 | 6,737,000 | 10,273,000 | 13,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,048,000 | 93,375,000 | 95,244,000 | 98,342,000 |
| Total capital | 100,216,000 | 100,685,000 | 102,745,000 | 106,134,000 |
| Risk-weighted assets | 570,923,000 | 582,199,000 | 597,594,000 | 620,534,000 |