Call reports 2025
WASHINGTON STATE BANK — 2025
What WASHINGTON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 297,271,000 | 305,021,000 | 299,191,000 | 296,071,000 |
| Total loans | 223,601,000 | 230,714,000 | 226,631,000 | 225,593,000 |
| Allowance for loan losses | 3,116,000 | 3,089,000 | 3,101,000 | 2,091,000 |
| Securities available for sale | 35,380,000 | 37,272,000 | 38,166,000 | 37,522,000 |
| Securities held to maturity | 6,000,000 | 7,601,000 | 7,601,000 | 8,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,625,000 | 271,255,000 | 264,178,000 | 261,653,000 |
| Interest-bearing deposits | 186,959,000 | 192,919,000 | 189,357,000 | 195,759,000 |
| Noninterest-bearing deposits | 77,666,000 | 78,336,000 | 74,821,000 | 65,894,000 |
| Equity capital | 29,679,000 | 30,564,000 | 31,895,000 | 31,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,175,000 | 8,458,000 | 13,050,000 | 17,330,000 |
| Interest expense | 1,370,000 | 2,683,000 | 3,999,000 | 5,258,000 |
| Net interest income | 2,805,000 | 5,775,000 | 9,051,000 | 12,072,000 |
| Noninterest income | 228,000 | 462,000 | 729,000 | 980,000 |
| Noninterest expense | 1,841,000 | 4,002,000 | 6,055,000 | 8,340,000 |
| Provision for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | 1,047,000 | 2,090,000 | 3,580,000 | 4,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,047,000 | 2,090,000 | 3,580,000 | 4,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,467,000 | 32,131,000 | 33,056,000 | 32,816,000 |
| Total capital | 34,217,000 | 34,959,000 | 35,811,000 | 34,907,000 |
| Risk-weighted assets | 219,688,000 | 226,056,000 | 220,120,000 | 220,312,000 |