Call reports 2022
WASHINGTON STATE BANK — 2022
What WASHINGTON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 291,408,000 | 293,869,000 | 294,154,000 | 286,836,000 |
| Total loans | 200,722,000 | 220,292,000 | 230,458,000 | 230,194,000 |
| Allowance for loan losses | 2,230,000 | 2,335,000 | 2,516,000 | 2,807,000 |
| Securities available for sale | 29,997,000 | 35,947,000 | 33,659,000 | 33,758,000 |
| Securities held to maturity | 6,277,000 | 6,278,000 | 6,228,000 | 6,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,282,000 | 271,399,000 | 252,136,000 | 246,916,000 |
| Interest-bearing deposits | 170,713,000 | 171,968,000 | 162,221,000 | 164,791,000 |
| Noninterest-bearing deposits | 97,569,000 | 99,431,000 | 89,915,000 | 82,125,000 |
| Equity capital | 21,752,000 | 20,990,000 | 20,495,000 | 23,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,498,000 | 8,707,000 | 12,145,000 |
| Interest expense | 205,000 | 379,000 | 555,000 | 1,048,000 |
| Net interest income | 2,373,000 | 5,119,000 | 8,152,000 | 11,097,000 |
| Noninterest income | 238,000 | 466,000 | 787,000 | 979,000 |
| Noninterest expense | 1,939,000 | 3,832,000 | 5,692,000 | 7,833,000 |
| Provision for loan losses | 110,000 | 240,000 | 420,000 | 720,000 |
| Pretax income | 562,000 | 1,513,000 | 2,827,000 | 3,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 562,000 | 1,513,000 | 2,827,000 | 3,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,397,000 | 23,662,000 | 24,613,000 | 27,099,000 |
| Total capital | 25,627,000 | 25,997,000 | 27,129,000 | 29,906,000 |
| Risk-weighted assets | 211,313,000 | 223,202,000 | 227,530,000 | 225,389,000 |