Call reports 2019
WASHINGTON STATE BANK — 2019
What WASHINGTON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 198,290,000 | 206,064,000 | 205,315,000 | 204,227,000 |
| Total loans | 158,053,000 | 159,664,000 | 155,913,000 | 153,564,000 |
| Allowance for loan losses | 1,979,000 | 2,082,000 | 1,939,000 | 1,980,000 |
| Securities available for sale | 19,775,000 | 19,555,000 | 19,504,000 | 18,744,000 |
| Securities held to maturity | 671,000 | 671,000 | 672,000 | 672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,601,000 | 176,619,000 | 176,004,000 | 174,761,000 |
| Interest-bearing deposits | 115,891,000 | 121,626,000 | 124,160,000 | 124,117,000 |
| Noninterest-bearing deposits | 53,710,000 | 54,993,000 | 51,844,000 | 50,644,000 |
| Equity capital | 20,901,000 | 21,504,000 | 21,231,000 | 21,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 4,921,000 | 7,421,000 | 9,740,000 |
| Interest expense | 353,000 | 725,000 | 1,154,000 | 1,603,000 |
| Net interest income | 2,112,000 | 4,196,000 | 6,267,000 | 8,137,000 |
| Noninterest income | 173,000 | 358,000 | 540,000 | 733,000 |
| Noninterest expense | 1,616,000 | 3,131,000 | 4,803,000 | 6,390,000 |
| Provision for loan losses | 60,000 | 170,000 | 855,000 | 925,000 |
| Pretax income | 609,000 | 1,253,000 | 1,149,000 | 1,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 1,253,000 | 1,149,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,996,000 | 21,333,000 | 20,970,000 | 21,255,000 |
| Total capital | 22,975,000 | 23,354,000 | 22,909,000 | 23,218,000 |
| Risk-weighted assets | 163,362,000 | 161,628,000 | 159,717,000 | 157,045,000 |