Call reports 2018
WASHINGTON STATE BANK — 2018
What WASHINGTON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 191,478,000 | 189,306,000 | 190,264,000 | 190,355,000 |
| Total loans | 138,227,000 | 142,700,000 | 148,813,000 | 155,377,000 |
| Allowance for loan losses | 1,715,000 | 1,758,000 | 1,803,000 | 1,919,000 |
| Securities available for sale | 27,997,000 | 22,389,000 | 21,585,000 | 19,793,000 |
| Securities held to maturity | 791,000 | 791,000 | 792,000 | 792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,635,000 | 161,957,000 | 162,633,000 | 162,302,000 |
| Interest-bearing deposits | 104,715,000 | 107,862,000 | 111,294,000 | 111,936,000 |
| Noninterest-bearing deposits | 59,920,000 | 54,095,000 | 51,339,000 | 50,366,000 |
| Equity capital | 19,225,000 | 19,581,000 | 19,780,000 | 20,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,052,000 | 4,255,000 | 6,491,000 | 8,877,000 |
| Interest expense | 179,000 | 410,000 | 687,000 | 1,009,000 |
| Net interest income | 1,873,000 | 3,845,000 | 5,804,000 | 7,868,000 |
| Noninterest income | 203,000 | 378,000 | 569,000 | 754,000 |
| Noninterest expense | 1,543,000 | 2,893,000 | 4,434,000 | 6,026,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 250,000 |
| Pretax income | 488,000 | 1,240,000 | 1,804,000 | 2,346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 1,240,000 | 1,804,000 | 2,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,674,000 | 20,129,000 | 20,480,000 | 20,734,000 |
| Total capital | 21,389,000 | 21,887,000 | 22,283,000 | 22,653,000 |
| Risk-weighted assets | 144,642,000 | 148,304,000 | 156,189,000 | 159,857,000 |