Call reports 2017
WASHINGTON STATE BANK — 2017
What WASHINGTON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,348,000 | 183,687,000 | 183,604,000 | 179,914,000 |
| Total loans | 126,036,000 | 132,396,000 | 135,240,000 | 139,276,000 |
| Allowance for loan losses | 1,543,000 | 1,573,000 | 1,634,000 | 1,670,000 |
| Securities available for sale | 30,240,000 | 24,991,000 | 24,575,000 | 23,857,000 |
| Securities held to maturity | 1,008,000 | 1,008,000 | 1,008,000 | 1,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,851,000 | 156,556,000 | 156,475,000 | 152,807,000 |
| Interest-bearing deposits | 98,314,000 | 103,672,000 | 102,150,000 | 102,478,000 |
| Noninterest-bearing deposits | 56,537,000 | 52,884,000 | 54,325,000 | 50,329,000 |
| Equity capital | 18,785,000 | 19,136,000 | 19,405,000 | 19,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,638,000 | 5,640,000 | 7,629,000 |
| Interest expense | 135,000 | 295,000 | 468,000 | 637,000 |
| Net interest income | 1,607,000 | 3,343,000 | 5,172,000 | 6,992,000 |
| Noninterest income | 198,000 | 384,000 | 575,000 | 785,000 |
| Noninterest expense | 1,477,000 | 3,027,000 | 4,430,000 | 5,789,000 |
| Provision for loan losses | 0 | 30,000 | 91,000 | 156,000 |
| Pretax income | 328,000 | 670,000 | 1,261,000 | 1,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 670,000 | 1,261,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,785,000 | 18,908,000 | 19,255,000 | 19,594,000 |
| Total capital | 20,328,000 | 20,481,000 | 20,889,000 | 21,264,000 |
| Risk-weighted assets | 127,618,000 | 136,012,000 | 136,291,000 | 141,010,000 |