Call reports 2016
WASHINGTON STATE BANK — 2016
What WASHINGTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,265,000 | 166,113,000 | 168,703,000 | 169,645,000 |
| Total loans | 113,485,000 | 120,204,000 | 127,567,000 | 120,224,000 |
| Allowance for loan losses | 1,577,000 | 1,578,000 | 1,578,000 | 1,577,000 |
| Securities available for sale | 34,467,000 | 29,519,000 | 29,181,000 | 25,657,000 |
| Securities held to maturity | 1,122,000 | 1,122,000 | 1,122,000 | 1,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,192,000 | 140,497,000 | 136,911,000 | 143,204,000 |
| Interest-bearing deposits | 94,840,000 | 93,675,000 | 91,709,000 | 92,810,000 |
| Noninterest-bearing deposits | 49,352,000 | 46,822,000 | 45,202,000 | 50,394,000 |
| Equity capital | 18,429,000 | 18,896,000 | 18,985,000 | 18,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,223,000 | 4,979,000 | 6,720,000 |
| Interest expense | 127,000 | 254,000 | 385,000 | 523,000 |
| Net interest income | 1,467,000 | 2,969,000 | 4,594,000 | 6,197,000 |
| Noninterest income | 182,000 | 373,000 | 557,000 | 1,202,000 |
| Noninterest expense | 1,366,000 | 2,606,000 | 4,005,000 | 5,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 825,000 | 1,235,000 | 2,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 825,000 | 1,235,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,767,000 | 18,135,000 | 18,367,000 | 18,904,000 |
| Total capital | 19,184,000 | 19,631,000 | 19,924,000 | 20,408,000 |
| Risk-weighted assets | 113,207,000 | 119,623,000 | 124,533,000 | 120,209,000 |