Call reports 2015
WASHINGTON STATE BANK — 2015
What WASHINGTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,209,000 | 161,084,000 | 159,118,000 | 159,309,000 |
| Total loans | 104,517,000 | 119,293,000 | 110,851,000 | 111,836,000 |
| Allowance for loan losses | 1,397,000 | 1,398,000 | 2,082,000 | 1,577,000 |
| Securities available for sale | 34,451,000 | 32,348,000 | 30,703,000 | 29,769,000 |
| Securities held to maturity | 1,260,000 | 1,260,000 | 1,260,000 | 1,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,953,000 | 140,030,000 | 134,455,000 | 134,428,000 |
| Interest-bearing deposits | 91,842,000 | 89,718,000 | 90,597,000 | 90,093,000 |
| Noninterest-bearing deposits | 67,111,000 | 50,312,000 | 43,858,000 | 44,335,000 |
| Equity capital | 17,715,000 | 17,605,000 | 17,961,000 | 18,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,234,000 | 4,882,000 | 6,430,000 |
| Interest expense | 123,000 | 240,000 | 360,000 | 485,000 |
| Net interest income | 1,418,000 | 2,994,000 | 4,522,000 | 5,945,000 |
| Noninterest income | 156,000 | 299,000 | 1,138,000 | 1,299,000 |
| Noninterest expense | 1,266,000 | 2,530,000 | 3,879,000 | 5,190,000 |
| Provision for loan losses | 0 | 0 | 682,000 | 416,000 |
| Pretax income | 308,000 | 763,000 | 1,122,000 | 1,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 763,000 | 1,122,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,145,000 | 17,282,000 | 17,371,000 | 17,820,000 |
| Total capital | 18,526,000 | 18,680,000 | 18,754,000 | 19,226,000 |
| Risk-weighted assets | 110,557,000 | 123,547,000 | 109,933,000 | 112,293,000 |