Call reports 2014
WASHINGTON STATE BANK — 2014
What WASHINGTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,656,000 | 163,941,000 | 167,978,000 | 171,667,000 |
| Total loans | 86,152,000 | 85,897,000 | 94,687,000 | 103,132,000 |
| Allowance for loan losses | 1,392,000 | 1,392,000 | 1,396,000 | 1,397,000 |
| Securities available for sale | 39,563,000 | 38,932,000 | 38,266,000 | 31,809,000 |
| Securities held to maturity | 1,393,000 | 1,393,000 | 1,393,000 | 1,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,929,000 | 145,817,000 | 149,577,000 | 152,884,000 |
| Interest-bearing deposits | 94,349,000 | 101,632,000 | 89,374,000 | 87,325,000 |
| Noninterest-bearing deposits | 45,580,000 | 44,185,000 | 60,203,000 | 65,559,000 |
| Equity capital | 16,227,000 | 16,654,000 | 16,932,000 | 17,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 2,997,000 | 4,488,000 | 6,057,000 |
| Interest expense | 138,000 | 273,000 | 404,000 | 526,000 |
| Net interest income | 1,415,000 | 2,724,000 | 4,084,000 | 5,531,000 |
| Noninterest income | 123,000 | 273,000 | 428,000 | 582,000 |
| Noninterest expense | 1,161,000 | 2,271,000 | 3,511,000 | 4,808,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 377,000 | 726,000 | 1,001,000 | 1,316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 726,000 | 1,001,000 | 1,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,547,000 | 16,543,000 | 16,720,000 | 16,955,000 |
| Total capital | 17,864,000 | 17,935,000 | 18,116,000 | 18,352,000 |
| Risk-weighted assets | 105,270,000 | 112,357,000 | 116,716,000 | 120,662,000 |