Call reports 2013
WASHINGTON STATE BANK — 2013
What WASHINGTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 137,963,000 | 141,099,000 | 140,170,000 | 141,642,000 |
| Total loans | 70,092,000 | 64,616,000 | 72,032,000 | 92,098,000 |
| Allowance for loan losses | 2,150,000 | 2,638,000 | 2,634,000 | 2,034,000 |
| Securities available for sale | 43,521,000 | 42,542,000 | 41,168,000 | 39,781,000 |
| Securities held to maturity | 1,734,000 | 1,734,000 | 1,734,000 | 1,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,476,000 | 124,436,000 | 123,489,000 | 124,804,000 |
| Interest-bearing deposits | 81,638,000 | 84,402,000 | 86,291,000 | 85,435,000 |
| Noninterest-bearing deposits | 38,838,000 | 40,034,000 | 37,198,000 | 39,369,000 |
| Equity capital | 15,922,000 | 15,105,000 | 15,097,000 | 15,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,644,000 | 3,921,000 | 5,370,000 |
| Interest expense | 134,000 | 262,000 | 392,000 | 523,000 |
| Net interest income | 1,098,000 | 2,382,000 | 3,529,000 | 4,847,000 |
| Noninterest income | 135,000 | 540,000 | 730,000 | 862,000 |
| Noninterest expense | 963,000 | 2,217,000 | 3,466,000 | 4,590,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | -570,000 |
| Pretax income | 240,000 | 675,000 | 763,000 | 1,689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 675,000 | 763,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,135,000 | 15,571,000 | 15,510,000 | 16,170,000 |
| Total capital | 16,287,000 | 16,619,000 | 16,634,000 | 17,546,000 |
| Risk-weighted assets | 91,132,000 | 82,260,000 | 88,407,000 | 109,408,000 |