Call reports 2012
WASHINGTON STATE BANK — 2012
What WASHINGTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,750,000 | 130,571,000 | 129,329,000 | 129,541,000 |
| Total loans | 74,472,000 | 77,526,000 | 73,875,000 | 74,403,000 |
| Allowance for loan losses | 2,257,000 | 2,293,000 | 2,323,000 | 2,121,000 |
| Securities available for sale | 35,888,000 | 35,664,000 | 33,345,000 | 36,064,000 |
| Securities held to maturity | 1,750,000 | 1,750,000 | 1,750,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,367,000 | 113,602,000 | 112,034,000 | 112,227,000 |
| Interest-bearing deposits | 81,125,000 | 80,817,000 | 80,165,000 | 79,354,000 |
| Noninterest-bearing deposits | 34,242,000 | 32,785,000 | 31,869,000 | 32,873,000 |
| Equity capital | 14,769,000 | 15,337,000 | 15,674,000 | 15,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,793,000 | 4,172,000 | 5,452,000 |
| Interest expense | 155,000 | 306,000 | 456,000 | 593,000 |
| Net interest income | 1,315,000 | 2,487,000 | 3,716,000 | 4,859,000 |
| Noninterest income | 130,000 | 256,000 | 384,000 | 522,000 |
| Noninterest expense | 930,000 | 1,916,000 | 2,778,000 | 3,673,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 485,000 | 767,000 | 1,232,000 | 1,588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 767,000 | 1,232,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,342,000 | 14,625,000 | 14,690,000 | 14,896,000 |
| Total capital | 15,476,000 | 15,794,000 | 15,816,000 | 16,088,000 |
| Risk-weighted assets | 89,633,000 | 92,392,000 | 88,859,000 | 94,462,000 |