Call reports 2011
WASHINGTON STATE BANK — 2011
What WASHINGTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,583,000 | 130,376,000 | 127,177,000 | 125,867,000 |
| Total loans | 87,713,000 | 81,548,000 | 82,115,000 | 76,546,000 |
| Allowance for loan losses | 2,275,000 | 2,458,000 | 2,611,000 | 2,722,000 |
| Securities available for sale | 18,791,000 | 24,085,000 | 23,570,000 | 31,234,000 |
| Securities held to maturity | 2,199,000 | 2,199,000 | 2,199,000 | 2,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,236,000 | 114,646,000 | 111,049,000 | 109,934,000 |
| Interest-bearing deposits | 86,025,000 | 82,512,000 | 79,689,000 | 79,014,000 |
| Noninterest-bearing deposits | 34,211,000 | 32,134,000 | 31,360,000 | 30,920,000 |
| Equity capital | 13,496,000 | 13,891,000 | 14,344,000 | 14,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,055,000 | 4,560,000 | 5,967,000 |
| Interest expense | 295,000 | 538,000 | 759,000 | 936,000 |
| Net interest income | 1,276,000 | 2,517,000 | 3,801,000 | 5,031,000 |
| Noninterest income | 129,000 | 293,000 | 428,000 | 552,000 |
| Noninterest expense | 848,000 | 1,795,000 | 2,699,000 | 3,657,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 660,000 |
| Pretax income | 377,000 | 655,000 | 990,000 | 1,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 655,000 | 990,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,299,000 | 13,577,000 | 13,912,000 | 13,858,000 |
| Total capital | 14,491,000 | 14,728,000 | 15,071,000 | 14,974,000 |
| Risk-weighted assets | 94,242,000 | 90,752,000 | 91,251,000 | 87,644,000 |