Call reports 2010
WASHINGTON STATE BANK — 2010
What WASHINGTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 133,682,000 | 133,152,000 | 130,111,000 | 128,297,000 |
| Total loans | 96,214,000 | 99,021,000 | 101,950,000 | 96,736,000 |
| Allowance for loan losses | 1,231,000 | 1,350,000 | 1,690,000 | 2,414,000 |
| Securities available for sale | 24,779,000 | 20,392,000 | 17,987,000 | 18,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,254,000 | 116,658,000 | 113,730,000 | 113,291,000 |
| Interest-bearing deposits | 88,925,000 | 88,878,000 | 87,047,000 | 84,535,000 |
| Noninterest-bearing deposits | 28,329,000 | 27,780,000 | 26,683,000 | 28,756,000 |
| Equity capital | 14,458,000 | 14,493,000 | 14,431,000 | 13,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,518,000 | 5,311,000 | 6,907,000 |
| Interest expense | 418,000 | 807,000 | 1,177,000 | 1,513,000 |
| Net interest income | 1,350,000 | 2,711,000 | 4,134,000 | 5,394,000 |
| Noninterest income | 129,000 | 257,000 | 389,000 | 521,000 |
| Noninterest expense | 843,000 | 1,699,000 | 2,532,000 | 3,486,000 |
| Provision for loan losses | 90,000 | 210,000 | 550,000 | 2,120,000 |
| Pretax income | 546,000 | 1,059,000 | 1,441,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 546,000 | 1,059,000 | 1,441,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,046,000 | 14,057,000 | 14,053,000 | 12,922,000 |
| Total capital | 15,277,000 | 15,369,000 | 15,352,000 | 14,163,000 |
| Risk-weighted assets | 105,533,000 | 104,901,000 | 103,573,000 | 98,146,000 |