Call reports 2009
WASHINGTON STATE BANK — 2009
What WASHINGTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,597,000 | 125,662,000 | 127,031,000 | 126,884,000 |
| Total loans | 79,720,000 | 90,049,000 | 94,321,000 | 94,385,000 |
| Allowance for loan losses | 1,038,000 | 1,141,000 | 1,261,000 | 1,141,000 |
| Securities available for sale | 27,296,000 | 23,500,000 | 25,277,000 | 22,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,247,000 | 109,489,000 | 110,347,000 | 110,771,000 |
| Interest-bearing deposits | 75,423,000 | 81,115,000 | 83,159,000 | 83,749,000 |
| Noninterest-bearing deposits | 29,824,000 | 28,374,000 | 27,188,000 | 27,022,000 |
| Equity capital | 13,860,000 | 13,647,000 | 14,257,000 | 14,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,491,000 | 5,423,000 | 7,250,000 |
| Interest expense | 484,000 | 962,000 | 1,438,000 | 1,870,000 |
| Net interest income | 1,442,000 | 2,529,000 | 3,985,000 | 5,380,000 |
| Noninterest income | 126,000 | 250,000 | 385,000 | 518,000 |
| Noninterest expense | 759,000 | 1,658,000 | 2,433,000 | 3,384,000 |
| Provision for loan losses | 70,000 | 160,000 | 280,000 | 635,000 |
| Pretax income | 739,000 | 961,000 | 1,838,000 | 2,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 739,000 | 961,000 | 1,838,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,122,000 | 12,852,000 | 13,546,000 | 13,500,000 |
| Total capital | 14,160,000 | 13,993,000 | 14,807,000 | 14,641,000 |
| Risk-weighted assets | 93,889,000 | 102,199,000 | 104,306,000 | 103,690,000 |