Call reports 2025
BONANZA VALLEY STATE BANK — 2025
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 74,274,000 | 70,825,000 | 72,389,000 | 80,418,000 |
| Total loans | 56,738,000 | 59,242,000 | 60,485,000 | 60,592,000 |
| Allowance for loan losses | 276,000 | 277,000 | 279,000 | 278,000 |
| Securities available for sale | 6,949,000 | 6,936,000 | 7,019,000 | 7,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,520,000 | 52,225,000 | 57,069,000 | 65,320,000 |
| Interest-bearing deposits | 59,183,000 | 52,034,000 | 56,456,000 | 65,102,000 |
| Noninterest-bearing deposits | 337,000 | 191,000 | 613,000 | 218,000 |
| Equity capital | 6,602,000 | 6,414,000 | 6,668,000 | 6,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,920,000 | 2,931,000 | 3,970,000 |
| Interest expense | 400,000 | 881,000 | 1,301,000 | 1,743,000 |
| Net interest income | 536,000 | 1,039,000 | 1,630,000 | 2,227,000 |
| Noninterest income | 61,000 | 90,000 | 173,000 | 214,000 |
| Noninterest expense | 419,000 | 864,000 | 1,310,000 | 1,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 265,000 | 493,000 | 720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 265,000 | 493,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,227,000 | 7,025,000 | 7,149,000 | 7,343,000 |
| Total capital | 7,503,000 | 7,302,000 | 7,428,000 | 7,621,000 |
| Risk-weighted assets | 54,228,000 | 54,847,000 | 55,931,000 | 58,012,000 |