Call reports 2024
BONANZA VALLEY STATE BANK — 2024
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 74,940,000 | 72,567,000 | 72,079,000 | 70,675,000 |
| Total loans | 56,043,000 | 56,115,000 | 57,115,000 | 56,739,000 |
| Allowance for loan losses | 322,000 | 324,000 | 273,000 | 274,000 |
| Securities available for sale | 9,275,000 | 9,221,000 | 9,313,000 | 9,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,738,000 | 61,461,000 | 58,435,000 | 55,971,000 |
| Interest-bearing deposits | 63,324,000 | 61,180,000 | 58,105,000 | 55,726,000 |
| Noninterest-bearing deposits | 414,000 | 281,000 | 330,000 | 245,000 |
| Equity capital | 6,383,000 | 6,318,000 | 6,475,000 | 6,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,807,000 | 2,725,000 | 3,676,000 |
| Interest expense | 413,000 | 814,000 | 1,214,000 | 1,630,000 |
| Net interest income | 484,000 | 993,000 | 1,511,000 | 2,046,000 |
| Noninterest income | 31,000 | 59,000 | 90,000 | 126,000 |
| Noninterest expense | 468,000 | 940,000 | 1,443,000 | 1,865,000 |
| Provision for loan losses | 0 | 0 | -60,000 | -60,000 |
| Pretax income | 47,000 | 112,000 | 218,000 | 367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 112,000 | 218,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,919,000 | 6,872,000 | 6,901,000 | 7,050,000 |
| Total capital | 7,241,000 | 7,196,000 | 7,174,000 | 7,324,000 |
| Risk-weighted assets | 53,637,000 | 53,717,000 | 53,611,000 | 53,688,000 |