Call reports 2023
BONANZA VALLEY STATE BANK — 2023
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 73,340,000 | 76,132,000 | 75,534,000 | 75,310,000 |
| Total loans | 55,432,000 | 57,153,000 | 58,936,000 | 57,104,000 |
| Allowance for loan losses | 380,000 | 305,000 | 307,000 | 314,000 |
| Securities available for sale | 10,238,000 | 10,142,000 | 9,773,000 | 10,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,602,000 | 64,399,000 | 64,457,000 | 64,055,000 |
| Interest-bearing deposits | 62,834,000 | 64,100,000 | 64,113,000 | 63,683,000 |
| Noninterest-bearing deposits | 768,000 | 299,000 | 344,000 | 372,000 |
| Equity capital | 6,561,000 | 6,517,000 | 5,869,000 | 6,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,555,000 | 2,416,000 | 3,317,000 |
| Interest expense | 231,000 | 625,000 | 1,052,000 | 1,493,000 |
| Net interest income | 524,000 | 930,000 | 1,364,000 | 1,824,000 |
| Noninterest income | 27,000 | 55,000 | 86,000 | 112,000 |
| Noninterest expense | 463,000 | 933,000 | 1,433,000 | 1,877,000 |
| Provision for loan losses | 0 | -50,000 | -50,000 | -50,000 |
| Pretax income | 91,000 | 105,000 | 70,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 105,000 | 70,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,131,000 | 7,146,000 | 6,830,000 | 6,872,000 |
| Total capital | 7,511,000 | 7,451,000 | 7,137,000 | 7,186,000 |
| Risk-weighted assets | 53,768,000 | 55,541,000 | 55,586,000 | 54,587,000 |