Call reports 2022
BONANZA VALLEY STATE BANK — 2022
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 74,281,000 | 77,569,000 | 75,861,000 | 72,434,000 |
| Total loans | 47,283,000 | 48,098,000 | 50,685,000 | 52,042,000 |
| Allowance for loan losses | 365,000 | 306,000 | 468,000 | 372,000 |
| Securities available for sale | 7,769,000 | 12,786,000 | 14,435,000 | 14,414,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,882,000 | 67,499,000 | 67,350,000 | 63,384,000 |
| Interest-bearing deposits | 63,013,000 | 67,332,000 | 67,089,000 | 63,006,000 |
| Noninterest-bearing deposits | 869,000 | 167,000 | 261,000 | 378,000 |
| Equity capital | 6,824,000 | 6,523,000 | 5,908,000 | 6,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,291,000 | 2,013,000 | 2,774,000 |
| Interest expense | 119,000 | 246,000 | 383,000 | 588,000 |
| Net interest income | 551,000 | 1,045,000 | 1,630,000 | 2,186,000 |
| Noninterest income | 22,000 | 44,000 | 76,000 | 97,000 |
| Noninterest expense | 442,000 | 921,000 | 1,428,000 | 1,903,000 |
| Provision for loan losses | 5,000 | 5,000 | 35,000 | -65,000 |
| Pretax income | 142,000 | 179,000 | 259,000 | 461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 179,000 | 259,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,075,000 | 7,112,000 | 7,018,000 | 7,221,000 |
| Total capital | 7,440,000 | 7,418,000 | 7,486,000 | 7,593,000 |
| Risk-weighted assets | 48,166,000 | 49,042,000 | 49,947,000 | 51,624,000 |