Call reports 2021
BONANZA VALLEY STATE BANK — 2021
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 77,724,000 | 75,390,000 | 77,519,000 | 74,957,000 |
| Total loans | 55,508,000 | 52,948,000 | 52,319,000 | 49,553,000 |
| Allowance for loan losses | 520,000 | 531,000 | 414,000 | 436,000 |
| Securities available for sale | 8,198,000 | 8,269,000 | 8,188,000 | 8,408,000 |
| Securities held to maturity | 9,000 | 9,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,000,000 | 63,415,000 | 65,861,000 | 63,451,000 |
| Interest-bearing deposits | 65,672,000 | 63,061,000 | 65,430,000 | 62,859,000 |
| Noninterest-bearing deposits | 328,000 | 354,000 | 431,000 | 592,000 |
| Equity capital | 6,891,000 | 7,162,000 | 6,959,000 | 7,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,524,000 | 2,338,000 | 3,021,000 |
| Interest expense | 167,000 | 309,000 | 448,000 | 587,000 |
| Net interest income | 593,000 | 1,215,000 | 1,890,000 | 2,434,000 |
| Noninterest income | 23,000 | 64,000 | 95,000 | 130,000 |
| Noninterest expense | 534,000 | 1,019,000 | 1,557,000 | 2,092,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 25,000 |
| Pretax income | 82,000 | 255,000 | 413,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 255,000 | 413,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,651,000 | 6,823,000 | 6,673,000 | 7,107,000 |
| Total capital | 7,171,000 | 7,354,000 | 7,087,000 | 7,543,000 |
| Risk-weighted assets | 52,626,000 | 49,840,000 | 51,963,000 | 49,797,000 |